If your home’s value has dropped significantly, may very well not have adequate home equity to make refinancing economical and even possible. If your current mortgage is owned or serviced by Fannie Mae or Freddie Mac, check out the Home Affordable Refinance Program (HARP), that was made for borrowers with little equity or even negative equity.
Angie's List: Home modification for seniorsKSAT San AntonioCertified Aging in Place Specialists (CAPS) are specially trained through the National Association of Home Builders (NAHB) to work with senior citizens and those needing specific modifications by proactively addressing safety and accessibility issues …and more »